Advantageous Giving Plans

In addition to regular donations, we urge our benefactors to think about techniques of providing that are most beneficial to them. Feel free to reach out to one of our team members to discuss how we can assist in making gifts to The Arc of the Capital Area. Here are some advantageous giving plans that you may take into account:

  • Donor-Advised Fund – A donor-advised fund is an account set up with a sponsoring organization that allows an individual to make a charitable contribution to the account and receive an immediate tax benefit, as well as retain advisory privileges on where the donation is ultimately distributed. The gift can also be invested and grow over time while in the account. Some examples of donor-advised fund sponsors include Fidelity Charitable, Schwab Charitable, and Vanguard Charitable Endowment Program.
  • Qualified Charitable Distribution – For individuals aged 70 ½ or over, a qualified charitable distribution is a distribution from an IRA that is paid directly from the IRA to a qualified charity. A qualified charitable distribution can satisfy all or part of the amount of the individual’s required minimum distribution from their IRA.
  • Appreciated Stock – By donating stock or other appreciated assets, a donor can avoid paying the capital gains tax that would be paid if the appreciated stock was sold for cash and then donated. A donor can also claim the value of the donation as a charitable deduction in the year the donation is made.

Making a gift of stocks, bonds, or mutual funds is easy and has unique tax benefits when contributing appreciated securities that you have held for more than one year:

  • The Arc of the Capital Area receives a gift equal to the market value of the securities.
  • You can take a charitable tax deduction equal to the market value of the securities.
  • You avoid paying any capital gains tax.
  • You remove the value of the securities from your taxable estate.

If you would like to make a gift of stock stocks, bonds, or mutual funds to The Arc of the Capital Area, we would be happy to provide stock transfer instructions to you. It is a simple, straightforward process.

If you are thinking about this donation option – to initiate stock giving, please reach out to anelson@arcaustin.org for more information.